A woman from Florida is suing Chase Bank for declaring her dead. As a result of this her credit was ruined. When together with her husband she failed to have the mortgage on their house modified she was left with no other alternative but to bring a lawsuit against the bank. The bank had marked her as deceased.
Wrenella Pierre, a resident of Oviedo in Florida has brought legal charges against Chase Bank alleging that the bank had declared her to be dead; consequently her credit was ruined.
It all started when the value of the residence of Wrenella Pierre began to tumble. They then tried to have their loan modified. They attempted to do so as many as five to six times; each time they met with failure. Then suddenly without any known understandable reason Chase Bank started to inform the credit agencies that Wrenella Pierre had died. To add insult to injury a condolence letter was also sent to the family saying that the bank was sorry at their bereavement. The letter read, “We are sorry to hear about your loss”.
Without delay Wrenella immediately contacted the bank to apprise them of them terrible error saying that she had not died at all. But even after a month since she had set right the wrong the credit agencies continued to report her as dead; faced with no other options, Pierre decided to haul up the bank to court.
Pierre is asking for damages in the lawsuit as the error had caused her to suffer losses. Speaking to the media her lawyer said, “I don’t know why the bank made this type of disastrous mistake”. He explained that because of her being reported as deceased with the credit agencies she has been unable to extend her credit causing her to suffer losses.
The Orlando Sentinel contacted the bank on this matter. A representative of J.P. Morgan Chase said that the details would not be talked about by the bank with the media. The spokeswoman in brief informed the Orlando Sentinel said, “We’re investigating how it happened”.
In this foreclosure age America is passing through, banks make all sorts of mistakes apart from the very common one of foreclosing without the right to do so. They also foreclose on those who never had a mortgage. But the latest one about declaring a woman whose house has gone underwater and who was trying to modify her loan as dead is the feather in the cap for one of the mega banks.